Insuring your world.


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Your Risk. Our People. Real Results.

Established in 1986, Arroyo Insurance Services has roots that date back prior to 1950. Over the years, we have enjoyed steady growth and today are recognized as one of the leading client-oriented and independently owned agencies in California. We have grown into an organization with 11 locations and over 140 employees whose combined experience spans over 450 years. 

From the time we opened our doors, we have been committed to developing and nurturing a hands-on business that allows us to personally understand and respond to the needs of our clients. This enables us to provide the best insurance and risk management services at the most competitive premiums backed by the superior service our clients have come to know and value. Our passion and focus is all about evaluating your risk, and putting our people to work to mitigate and transfer these risks for tangible results you can count on.  

Who We Are

When you partner with Arroyo for your insurance needs, you’ll immediately understand the values that drive us to help individuals and businesses make smart decisions about their protection. We take pride in being:


All personnel within the agency are licensed and current with industry trends and prevailing laws.



We actively explore various ways to reduce your business risks, as well as expenses.



Each client’s business or personal situation is thoroughly reviewed in order to address every potential risk and insurance cost.



We are good listeners. We hear your requests and respond in a prompt and helpful manner.



It is vital in our business to maintain ongoing communication with you to better understand and adapt to your specific, changing needs.



We strive to earn your confidence and trust so that you know that your best interests are always being represented.

Awards & Recognition: Continually Driving Great Performance

Arroyo is proud of our accomplishments and honored for the recognition we have received for providing great solutions and services to our clients and for our continued growth throughout the years.  Some of the recognition we’ve received as we continue our journey includes the following:

  • Ranked in the Top 14 Insurance Agencies of Los Angeles: January 2019 LA Business Journal
  • Ranked in the Top 100 Property and Casualty brokerages by Insurance Journal, a nationwide publication
  • Agency Team Recognition/Invitee, Liberty Mutual Presidents Awards Celebration 2019
  • Elite Agency Designation, Chubb Cornerstone