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Insurance Solutions for Technology & Life Sciences

In the fast-paced world of technology and life sciences, having an insurance and risk management partner to guide you through the challenges that arise is crucial to safeguarding your assets, property and people. That partner is Arroyo. We provide all types of business insurance as well as employee benefit plans for the technology and life sciences industries. 

What Distinguishes Arroyo?

Our staff will meet with you to conduct a thorough analysis of your firm to ensure that you have the appropriate mechanisms in place to mitigate risk, minimize loss and secure insurance products responsive to your challenges. Our goal is to:

  • Pinpoint any vulnerabilities and determine whether you are insured
  • Discuss potential areas for lawsuits
  • Vet any coverage gaps so you are not blindsided in the event of a loss
  • Assess if you are covered for emerging risks
  • Determine what types of additional risk management measures should be in place
  • Access our markets for the coverage solutions you require; our personal, well-established relationships with top-rated carriers enable us to get results quickly

Coverage Solutions for Tech Industry

Arroyo will help you secure the various coverages that make up a flexible policy for your firm. Our products include:

  • Technology Errors & Omissions Liability
  • Cyber Liability
  • Communications and Media Liability
  • Product & Completed Operations
  • General Liability
  • Commercial Umbrella
  • Commercial Property including Business Interruption & Crime
  • Commercial Auto
  • Employment Practices Liability
  • Directors & Officers Liability
  • Workers Compensation

Coverage Solutions for Life Sciences

Whether you are a start-up or an established company in the life sciences industry, Arroyo will put together a customized plan to transfer and mitigate your complex risks – from global products to professional liability, to loss of research materials, increased government scrutiny and coverage for clinical trials performed in countries worldwide. Some of our industry-specific insurance products include:

  • General Liability Enhanced for Life Sciences Businesses
  • Professional Liability
  • Environmental Pollution Liability
  • Products & Clinical Trials Coverage
  • Foreign Corrupt Practices Act Expense Coverage
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • Product Recall
  • Intellectual Property
  • Workers Compensation

Attracting, Retaining Talent

At Arroyo, we also know how critical top talent is to the success and growth of your organization – both in attracting and retaining highly skilled employees. As part of our comprehensive approach, we offer employee benefit solutions to help with your employees’ financial wellbeing and future goals. This includes offering a portfolio of products from Group Medical, Dental, Life and Disability insurance, to Key Person Life and 401(k) plans.